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2027 Social Security COLA Expected to Hit 3.5 Percent

By Markets Desk · 2026-09-20 · Updated 2026-09-20 09:58 UTC
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Illustration: Tradingbird

Projections for the 2027 Social Security cost-of-living adjustment have solidified around 3.5 percent, as two of the three required inflation data points are already in. While geopolitical conflicts have pushed up energy costs, housing inflation is expected to keep the final increase firmly in the mid-3 percent range, slightly exceeding last year's adjustment.

  • New details from GN markets/inflation (en-US) reveal a tight range of expert forecasts for the 2027 COLA, with estimates clustering between 3.4% and 3.6%, while noting that rising shelter costs provide a floor that prevents the adjustment from dropping below 3% even if oil prices stabilize.

    Source: The Motley Fool
  • With the latest inflation data confirmed, projections for the 2027 Social Security cost-of-living adjustment have solidified around 3.5 percent, placing the increase firmly in the mid-3 percent range.

    Source: The Globe and Mail
Based on reporting by The Globe and Mail, The Globe and Mail and The Motley Fool, compiled by the Tradingbird desk.

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